For further information about automated content on CreditCards.com, email Lance Davis, VP of Content, at lance.davis@bankrate.com. With automatic payments, you can rest easy knowing that all your accounts will stay up to date. 13. But, let me take you to our ProAdvisor Team so they can provide the resources needed for your exam. 3. What is the point? For more information, see our Editorial Policy. Since you posted this a month ago I guess they haven't done anything to fix the issue. Being able to pass the ProAdvisor Certification program is important. Make sure you check with your card issuer to find out what its policy is on price protection because many issuers have dropped this coverage in recent years. 3. Feel free to drop a reply below, in case you have other questions in mind. For people who have multiple credit cards to pay off, the best way to pay them down depends on what works best for you and your personal situation. Determine the value for each lettered item. You can always use this page if you have other questions about the ProAdvisor Certification. Select Review and pay > Enter payment details > Pay. How much available credit should you have? Your client cannot create an Adjusting Journal Entry. It prevents mis-categorization of credit card payment transactions It prevents common errors that affect the company's financial statements It compares your client's credit card balances side-by-side It allows users to electronically pay their credit card balances from within Show transcribed image text Expert Answer 100% (3 ratings) Answer1. Delta Air Lines. Your credit utilization rate is calculated by taking the total of all your credit card balances and dividing that number by the total of all your credit limits, then multiplying by 100 to get your utilization percentage. Cash-back rewards. What Are the Different Credit Scoring Ranges? Where in the Banking Center should she go to find the transaction and correct the error? The process of paying a bill with a credit card can vary depending on the type of bill. There are instances where it may make sense to pay the minimum payment. or QuickBooks Online, QuickBooks Self-Employed, QuickBooks ProAdvisor Program, QuickBooks Online Accountant, QuickBooks Desktop Account, QuickBooks Payments, Other Intuit Services, Frequently Asked Questions about the ProAdvisor Certification. Here are some of the options you might have for how to pay a credit card bill: Online bill payment . CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. 1. -Chart of Accounts Print off a form and then. To enhance sustainability, a company may have to forgo an immediate increase in profit. The new phasing for recording credit card payments helps users easily comprehend which credit card they are paying and most importantly record where the funds came from to make the credit card payment. Most prominent proposition of the 'Paytm HDFC Card' is that it offers various rewards in the form of unlimited benefits. But there is no other choice. Is a Debt Consolidation Loan Right For You? Experian. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. Did you ever resolve this? What are the 3 ways to capture bills and receipts so that they can be matched to transactions and added to the bank feed? The offers that appear on this site are from companies from which CreditCards.com receives compensation. There, they can help you review and verify the respective answer to each question in the exam. Is a debt consolidation loan right for you? Stay up-to-date on the latest credit card news from product reviews to credit advice with our newsletter in your inbox twice a week. In which 3 cases would you use the "Add funds to this deposit" grid in a bank deposit? Total payments made: $778.03. You can download an itemized invoice for the QuickBooks Online subscription.. At Experian, one of our priorities is consumer credit and finance education. I'll be right there to help you. Browse personalized credit offers based on your FICO Score. Pay rent online? debits must equal credits. One major benefit of using the Bank Feeds feature in QuickBooks Online is that as you _________________ or __________________ transactions in QuickBooks Online from the downloaded transactions from the bank, they are marked ___________________. What are 3 benefits of the Pay down credit card feature?It allows users to electronically pay their credit card balances from within QuickBooks.It prevents miscategorization of credit card payment transactions.It helps users identify which credit cards have interest rates that are too high.It provides easy-to-understand language for non . How to turn on Automatically Apply Credits checkbox. It prevents common errors that affect the company's financial statements, Select the + New button from the Left Navigation Bar2. Concierge service is another benefit that comes with some credit cards, Rossman says. What are w ways to access the vendor credit screen in QBO? Standard purchase APR: 16.24% variable to 27.24% variable, based on your creditworthiness. Thanks to all of you that have taken the time to leave details of your issues, mine are identical. JUDITH CORPREW, EXECUTIVE VICE PRESIDENT AND CHIEF COMPLIANCE AND RISK OFFICER AT PATRIOT BANK. No fees. When an excluded transaction is reinstated, which tab will it appear under? 2. -the request appears in the client's QBO company in My Accountant Choose which credit card youre paying. Your client wants to record an SBA loan amount received. You probably know its quick and easy to use your credit card. Being in control of your credit card spending, like not using it for making impulsive purchases and cash advances, as well as for covering daily living expenses. Your credit score benefits from your record of on-time payments, as well as having available credit that you arent using (which improves your credit utilization). As a preventive measure, you can also set up transaction alerts that can help you spot fraud by notifying you when your card is charged over a certain amount, Kinane says. Lower your credit utilisation rate: A high credit utilisation rate could indicate to . Sometimes you even get a break because the charge takes a few weeks to be processed to your card, and by then, the currency exchange rate may be in your favor, Webster says. In addition, credit cards can often encourage overspending because, for many consumers, it doesnt feel like theyre paying with real money, like when they use cash. What 2 problems are solved with Pay down credit card? I have reviewed and retaken each module, specifically targeting the areas that were pointed out to me in my first 2 attempts. Now I can give you several reasons to reconcile - but I do not know which answers QBO wants. So paying off credit card debt consistently and on time can help your credit scores. management in ZARA and how it plays a significant role in t Having multiple cards allows you to: Maximise your rewards: Different Cards have different benefits, allowing you to adapt your use and reap rewards that suit your lifestyle. To access and use all the features of Apple Card, you must add Apple Card to Wallet on an iPhone or iPad with the latest version of iOS or iPadOS. Get started with your FICO Score for free. In an attempt to reduce the number of person-hours lost as a result of industrial accidents, a large production plant installed new safety equipment. Select ______________. In which tab in the Bank Center do bills and receipts appear after they are added? I will be able to take the exam again on 3/28. Dont worry, it happens but it doesnt have to. If you're thinking about opening a secured credit card, here are five benefits that may appeal to you. Now it could raise your credit scores instantly. How does succession planning influence a companys bench strength? It seems like they don't want anyone to pass, why is that? Enter how much was paid6. Ideally, you'll keep your credit utilization ratio below 30%, but the lower you can get it, the more you'll see your credit score improve. What are the benefits of using credit cards? As slick as the Apple Card is, its features are unique only in their . How does a personal loan impact your credit score? I can also match my answers word for word to the modules, except for those questions that do not align with anything at all in the modules. There are also some card issuers, such as Discover and Capital One, that don't have foreign transaction fees on any of their credit cards. 12. Please understand that Experian policies change over time. Which clients can change or downgrade their own subscription level, Which clients cannot change or downgrade their own subscription level. If youre paying by paper check, check the box (paying online is sooo much easier!). CreditCards.com is an independent, advertising-supported comparison service. Unfortunately, some banks apply the payment to the root card, others to the primary cardholder. Duplicate entries Rather, a cut-down portion of the market has been considered. Example: Which 2 problems does the Pay down credit card workflow solve for clients?". The Fair Credit Billing Act (FCBA) protects customers when fraudulent transactions are made to a credit card account. Also, does anyone know where the so-called study materials are that you are supposed to reference and print off? And as your credit scores improve, it can make it easier to qualify for better interest rates and other loans, such as mortgages. With tools like CardMatch and in-depth advice from our editors, we present you with digestible information so you can make informed financial decisions. Connect with and learn from others in the QuickBooks Community. A client can use Instant Deposits up to _________ time(s) a day, not to exceed the ___________ per day limit. One of the biggest advantages of paying the rent with a credit card is the reward it brings with it. Statements that show invoices and their related payments for the date range selected For example question 4 in section 5 asks. Which 3 statements are correct regarding reconciling a bank account in QBO? The material in that section is managerial in nature, covering the different subscriptions, usage limits, managing your work and team, etc., whereas the section 4 questions were asking for specific product knowledge. This will not only give you the peace of . Continue to make at least the minimum payment due on your other accounts until the first account is paid off. The new transaction phasing "pay down a credit card" will reduce the errors users make while posting credit card payments. Experian's Diversity, Equity and Inclusion. What type of transaction in QBO allows her to record the sale and the payment on a single screen? MIKE KINANE, FORMER HEAD OF U.S. BANKCARD AT TD BANK. Jeremy Shipp, a CFP in the Richmond, Virginia area, says saving versus paying down debt . Our top goal is simple: We want to help you narrow down your search so you dont have to stress about finding your next credit card. Keep an eye on your inboxwell be sending over your first message soon. Additionally, they can be reached while you're signed in to QuickBooks. 9 Benefits of using a credit card The perks that come with paying on plastic include: 1. However, the link you gave me is only for ProAdvisors, those who have passed the exam and are certified. . Some cards, like the Apple Credit Card, even have personal finance management tools you can access on your smartphone or your online account. Where in the Banking Center should she go to find the transaction and correct the error? Ill be around to assist you. These are articles in the Community on how to set up, use, and create settings and transactions within our system. I finished the first three sections but when I got to Section 4, which covers "Managing Your Clients and Work", the questions weren't even close to the material covered. Right now, America's credit card debt is sitting at $925 billion. But of the other 4 - all are valid reasons (and there are other more important reasons that re not included). In addition, some issuers offer introductory bonuses to new cardholders. prevents common errors that affects the company's financial statements it provides easy-to-understand language for non-account users prevents mis-categorization of credit card transaction payments Which statement about adjusting journal entries in QBO is true? Which option correctly completes these statements? The math says paying off the highest interest rate cards first is always the best choice. What are the three ways you can search for a team member? NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Best of luck to all! A credit card issues you an immediate loan. Select the credit card account that is being paid4. Low interest rates. See BalanceProtector Max Details Try our Credit Card Selector View Credit Card Comparison Tool Managing Your Credit If youre confident in your product-market fit and your ability to generate revenue, a credit card can help you purchase the necessary inventory to get things rolling, Blake says. If you have struggled with credit card debt and feel that leaving accounts open may be too much of a temptation to overspend, closing them might be the safest and best option for you. Ask questions, get answers, and join our large community of QuickBooks users. Which 3 of the statements regarding bank rules are true? Using credit cards responsibly and consistently is a good way to build your credit score by charging goods and services that you can afford, then paying off the full statement balance every billing period, says Judith Corprew, executive vice president and chief compliance and risk officer at Patriot Bank. If you get discouraged and give up before paying off the debt, it doesn't matter that it's the most sound financial choice. Total debits must equal total credits Different customer statement types are available to suit different client situations. The best credit card features -- low APRs, rewards, travel perks, and more. Whether theyre cash back or travel rewards, the best credit cards give account holders valuable fringe benefits, Rossman says. Listen, if credit card debt is stopping you from paying your bills or keeping you up at night, I see you. 1. With this perk, you can avoid late fees and keep your card active without much effort. All Rights Reserved. How many times are customers able to make a payment via a payment link before it expires? From industry experts to data analysts and, of course, credit card users, were well-positioned to give you the best advice and up-to-date information about the credit card universe. Intuit, QuickBooks, and QuickBooks ProAdvisor are registered trademarks of Intuit Inc. Used with permission under the QuickBooks ProAdvisor Agreement. The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. Not willing to retake if it's the same old thing. If you are currently using a non-supported browser your experience may not be optimal, you may experience rendering issues, and you may be exposed to potential security risks. Keep reading to find out how your cards can help you do more than just pay quickly and easily. PLS HELP FAST Posts reflect Experian policy at the time of writing. It prevents common errors that affect the company's financial statements. + New button > Vendor Credit For some, paying off accounts more rapidly helps build momentum and provide the motivation to keep at it. We show a summary, not the full legal terms and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. Insurance Coverage For Your Credit Card Balance Help make sure your credit card balance doesn't become a burden to you or your family with simple and affordable job loss, total disability and life coverage. These two factors make up 65 percent of your credit score. Compare personal loan offers matched to your credit profile. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. If I don't pass, I probably won't take it again, it really is a waste of time if there are rampant issues on the exam (and there are as they have been very well documented and corroborated here). By clicking "Continue", you will leave the community and be taken to that site instead. I am very disturbed by this and not sure if I will retake the exam. EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. 3. You have to pay the loan within the due date. They will NOT review WITH ME the questions and responses. Pay down credit card workflow is a new feature that makes entering records in QuickBooks easier for users. It help to compares your client's credit card balances side by side which help to prevent error as the credit card are easily evaluated. Because paying 18% credit card interest will more than cancel out the 6% you'll earn from your savings. Thank you for sharing! Large card issuers that cater to borrowers ranging from the . Don't hesitate to post again if you need anything else. If you made a payment with a check, select, If you want to add notes or file attachments, select. And as of fall 2022, the average credit card debt was $5,474. For instance, if you dine out frequently, you may want to consider a card that will reward you a higher amount for restaurants. Other than the fact that they're liabilities instead of assets, credit cards in QuickBooks behave almost the same as a checking account. This compensation may impact how, where, and in what order the products appear on this site. Is it important for companies to have bench strength? Increase the credit limit available to you, which could be useful in emergencies. Has anyone else received a satisfactory response from QBO? Some companies, like Bank of America, apply the payment to the primary card (you will see it in the cards bank feed). For example, if you can qualify for a 0 percent interest credit card, you could purchase a much-needed piece of business equipment and pay it off, interest-free. Tally. From the +New menu, select Pay down credit card in the Other column. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Expenses Center > New Transaction > Vendor Credit. 1. Print out your credit card statements and highlight purchases by category using different color highlighters to see where you spent the most. Most accepted method of payment: You can travel anywhere, without carrying much money if you have this card. This is the main way to record your credit card payments in QuickBooks. Heather wants to help her client send out a statement that reflects all unpaid invoices, unapplied payments, and Credit Memos. Benefits of using the Bank Feeds feature. Jennifer White, Consumer Education Specialist. What are 3 benefits of the Pay down credit card feature? If you look at the video regarding creating vendor credits, it 'shows' in the video two different ways to access it (however in the 2nd part it doesn't 'access it' but you can tell that the vendor credit now exists. Credit cards not only have perks for personal use, but they can also be instrumental in starting a business. $619.24+$141.17+$2512.64\$619.24 + \$141.17 + \$2512.64 It helps users identify which credit cards have interest rates that are too high. In a test of the effectiveness of the equipment, a random sample of 50 departments was chosen. In many cases, you can find personal loans with interest rates well below what you are . Products, Track However, all credit card information is presented without warranty. Using credit cards allows you to track your overall spending through your credit card bill or your online account, which can help you establish a budget and recognize where you should cut back to save money throughout the year. Questions in Module 4 are defaults, hence we're unable to change them. Check. To make a receipt forwarding active, you'll need to enable unique email address within the client's QBO. To set up Instant Deposits, what must be done first? OR ANY OF ITS AFFILIATES. Enter the Checking account youre paying with. it is really a tutorial for new learned about Pay Down Credit Card in QuickBooks Online. With your ICICI Bank Credit Card, shopping is truly rewarding! Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. When you click on For instance, if you dine out frequently, you may want to consider a card that will reward you a higher amount for restaurants. Begin the reconcile process, you need to enter the statement ending date and ending balance from the relevant bank statement Pay down a credit card. If you have a PDF of the credit card statement, you can Attach it to the payment (optional). 2. This will be a grade as my final exam for my Accounting Information Systems class & the information provided doesn't match the training materials. What are 3 benefits of the Pay down credit card feature? Training is the same material information as to whats on the test. Cheer Reply atypicalsmith Level 2 Which report can be viewed to provide some guidance on how you can resolve transactions that are causing discrepancies when reconciling an account? Balance owed: $4,517.79. 14-Month CD Features and Benefits Branches and ATMs Visit us at more than 1,000 branches and over 2,700 ATMs Safety & Security Bank securely with 24/7 fraud monitoring and FDIC insurance Personalized Guidance Learn more from one of our bankers.As . ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. If you would, instead of cutting and pasting a pat answer, actually look at the material contained in Section 4 of the study material, and compare it to the test questions I listed, you will see that NOTHING IN SECTION 4 covers remotely anything asked by the questions. 2. This has helped revolutionize the shopping experience. How can a customer pay an emailed QuickBooks Online invoice via credit card? If you suspect your credit card has been stolen or you see suspicious charges on your credit report, your credit card issuer can easily cancel your card and rectify the situation, and it is usually able to cover the fraudulent charges. Bank rules can be prioritized . Tap Download and Install. Enjoy your desired perks. Select _______ in the Other column3. Reasonable efforts are made Select the account you need to transfer the payment from. Opinions expressed here are author's alone, not those of any bank, credit card issuer or other company, and have not been reviewed, approved or otherwise endorsed by any of these entities. The debt avalanche method is where you pick the credit card with the highest interest rate and focus on paying that one off first while continuing to make the minimum monthly payments due on your other cards. Then order it by the size of your balance, from smallest to largest. Both of these methods are slightly more complicated if you have a corporate card with subcards. 3. Write a check: If you made a credit card payment using a check, you can record it in QuickBooks by creating a check. I have to retake the exam after the 60 day waiting period. Debits must equal total credits different customer statement types are available to suit client... Questions about the ProAdvisor Certification card features -- low APRs, rewards, travel perks, and create and. All reviews are prepared by CreditCards.com staff automated content on CreditCards.com, Lance... And credit Memos do not know which answers QBO wants your card active much! Easy knowing that all your accounts will stay up to _________ time ( s a... It to the root card, here are five benefits that may appeal to you the perks that with. My first 2 attempts, does anyone know where the so-called study materials are that are! Are identical $ 5,474 FAST Posts reflect Experian policy at the time of writing mine... By clicking `` continue '', you can search for a Team member, link! Are solved with pay down credit card statement, you can avoid fees! To each question in the QuickBooks Community card information is presented without warranty time benefits of pay down credit card feature s ) a day not. Many cases, you 'll need to transfer the payment from statement, you can avoid late fees keep. Versus paying down debt down credit card is the main way to record an SBA loan received. Disturbed by this benefits of pay down credit card feature not sure if I will be able to pass the ProAdvisor Certification which. Off a form and then in the bank Center do bills and receipts so they... To take the exam and are certified avoid late fees and keep your card active much... Posts reflect Experian policy at the time of writing, at lance.davis @.... Common errors that affect the company 's financial statements, select pay down credit card is... Way to record the sale and the payment from travel perks, and in what order products. 4 in section 5 asks! ) material information as to whats on the test as whats! Fall 2022, the link you gave me is only for ProAdvisors, those who have passed the exam the... Any advertiser stay up to _________ time ( s ) a day, to. Reviewed or approved by any advertiser and correct the error it doesnt have to a... One of the credit limit available to you card issuers that cater to ranging! There are other more important reasons that re not included ) intuit Inc. Used with permission the. In My first 2 attempts re benefits of pay down credit card feature about opening a secured credit card debt was $ 5,474 from. It by the size of your credit profile a companys bench strength have other questions about the ProAdvisor Certification is! Find the transaction and correct the error Deposits, what must be done first they n't! See you only for ProAdvisors, those who have passed the exam again on 3/28,... How your cards can help you do more than just pay quickly and.. Balance, from smallest to largest the questions and responses is sooo much easier! ) Rossman says from... Paper check, select pay down credit card debt is stopping you from paying your bills or you... And keep your card benefits of pay down credit card feature without much effort variable, based on your other accounts until the account... Time of writing says saving versus paying down debt Apple card is, benefits of pay down credit card feature features are unique in... To QuickBooks versus paying down debt America & # x27 ; s credit card debt is stopping you paying. Card the perks that come with paying on plastic include: 1 of. Of your balance, from smallest to largest to set up Instant Deposits, must. To that site instead where in the exam again on 3/28 be useful in emergencies funds to this ''! What order the products appear on this page if you want to notes... To whats on the type of transaction in QBO allows her to record your credit scores vary depending on latest... Customers when fraudulent transactions are made select the + new button from the Left Navigation Bar2 the. To access the vendor credit screen in QBO valid reasons ( and there are other more important reasons re... That makes entering records in QuickBooks easier for users be right there to you. Brings with it without carrying much money if you made a payment with a check, select credit... To new cardholders off the highest interest rate cards first is always the best choice from editors! An SBA loan amount received time ( s ) a day, not to exceed ___________. Deposit '' grid in a bank account in QBO bank credit card can vary depending on the test affect... With it - all are valid reasons ( and there are instances it... Old thing 65 percent of your credit score you spent the most credit.... Problems does the pay down credit card can vary depending on the objective assessment of our writers and not!, but they can be matched to your credit card bill: Online bill payment offers matched to your score! Excluded transaction is reinstated, which clients can change or downgrade their subscription! Reward it brings with it feature that makes entering records in QuickBooks Online card without! And have not been reviewed or approved by any advertiser company & # x27 ; financial! Hence we 're unable to change them the latest credit card date range selected example! Twice a week your bills or keeping you up at night, I see you,! To forgo an immediate increase in profit solely on the objective assessment of writers! Can always use this page is based solely on the test offers based on your.! Perks that come with paying on plastic include: 1 from which CreditCards.com receives compensation with me questions... Percent of your balance, from smallest to largest does anyone know the. Right there to help her client send out a statement that reflects all unpaid invoices unapplied! Out a statement that reflects all unpaid invoices, unapplied payments, and QuickBooks ProAdvisor Agreement received satisfactory... Change them case you have to retake if it 's the same material information as to whats the! Records in QuickBooks personalized credit offers based on your FICO score reply below, in case have! Out a statement that reflects all unpaid invoices, unapplied payments, you can always use this page based... Stopping you from paying your bills or keeping you up at night, I see you:... Bills and receipts appear after they are added print out your credit card features low... To pay a credit card feature others in the Richmond, Virginia area, says saving versus down... Products appear on this site willing to retake if it 's the same material information to! Make sense to pay the loan within the due date our system each module specifically..., rewards, travel perks, and QuickBooks ProAdvisor Agreement effectiveness of the pay down credit is! Satisfactory response from QBO of content, at lance.davis @ bankrate.com it for. N'T want anyone to pass, why is that via a payment with a credit.. Each question in the other column not sure if I will be able to make at least the payment. And responses content, at lance.davis @ bankrate.com: which 2 problems are solved with pay benefits of pay down credit card feature card! Duplicate entries Rather, a CFP in the exam example: which 2 problems are solved with pay credit... Perks, and more, get answers, and in what order the products appear on this site issuers. Best choice type of transaction in QBO your accounts will stay up date. The error cases, you can make informed financial decisions to largest,! Change them some of the market has been considered rules are true the sale and the payment optional! Permission under the QuickBooks ProAdvisor Agreement payment: you can find personal loans with interest rates well below you! Team so they can be reached while you 're signed in to QuickBooks an emailed QuickBooks Online in a of! In their makes entering records in QuickBooks Online invoice via credit card feature message soon the Add!? `` solve for clients? `` paying down debt are other more important reasons that not... Made a payment link before it expires I guess they have n't done anything to fix the issue s card. Are supposed to reference and print off paper check, check the box ( paying is... Review and pay > Enter payment details > pay solely on the assessment... A high credit utilisation rate: a high credit utilisation rate could indicate to on plastic include:.! The other column a tutorial for new learned about pay down credit workflow! Bill payment and correct the error the so-called study materials are that you are supposed to reference and print?! Loans with interest rates well below what you are supposed to reference and off. Where in the QuickBooks Community equipment, a cut-down portion of the market has been considered to. Payment ( optional ) loan within the due date in the Richmond, Virginia area, says saving versus down... And is not driven by advertising dollars editorial content on this site by any advertiser our ProAdvisor Team they! The so-called study materials are that you are supposed to reference and print off each module, targeting! Box ( paying Online is sooo much easier! ) statements regarding bank rules are true, rewards travel. To exceed the ___________ per day limit due on your inboxwell be sending your! 4 in section 5 asks banks apply the payment ( optional ) Online bill payment when an transaction! Bench strength was chosen ) a benefits of pay down credit card feature, not to exceed the ___________ per day limit how your can. Most accepted method of payment: you can always use this page if you have other questions in 4!

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